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St. John’s, Newfoundland, lies on the same latitude as Paris, France, but in spring St. John’s residents are less likely to be sitting at outdoor cafes than to be bracing themselves against arctic chills, shoveling snow, or seeking shelter from a raging northeast storm.

St. John’s, Newfoundland 坐落在和法国巴黎同一纬度上/但是那里的人们春天不喜欢坐在户外咖啡店/相比之下更喜欢拥抱北极的寒冷和铲雪/或在肆虐的东北暴风雪中寻找遮蔽。

Since savings banks have to use short-term deposits to finance long-term fixed-rate mortgage loans, they sometimes lose money when short-term rates rise and they are unable to raise the rates on their mortgages. www.Examw.com

因为储蓄银行/必须用短期存款/来为长期固定利率抵押贷款提供资金/，所以他们有时赔钱/当短期存款利率上涨/而他们又不能增加抵押贷款的利率。

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